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    "headline": "South Korean Bank Non-Performing Loans Hit Post-Pandemic Highs",
    "dek": "South Korean banks' non-performing loan ratio reached its highest level since the 2020 pandemic, driven by rising interest rates.",
    "prose": "The Financial Supervisory Service of South Korea reported on June 2 that the non-performing loan ratio for domestic banks stood at 0.63% as of the end of June. [^1]\n\nStarting October 10, injury claims involving simple contusions or sprains (grades 12-14) lasting longer than eight weeks require proof submitted to the Korea Automobile Damage Compensation Promotion Institute for specialist medical review. [^2]\n\nThe Financial Supervisory Service of Korea announced revisions to standard auto insurance terms on February 2 to prevent over-treatment and insurance fund leakage. [^3]\n\nIn 2024, the number of cases violating the obligation to submit pre-audit financial statements increased by 24% compared to the previous year, reaching a total of 76 cases. [^4]\n\nThe non-performing loan ratio for South Korean banks reached its highest level since December 2020, when it was 0.65%. [^5]\n\nThe Financial Supervisory Service identified a lack of legal knowledge and factual misunderstandings among responsible personnel as the primary causes of these violations. [^6]\n\nViolations by listed companies increased from 17 cases in the previous year to 33 cases in 2024. [^7]",
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