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    "headline": "Canadian Home Affordability Improves in July as Prices Drop",
    "dek": "RateHub reports improved home affordability in 10 of 13 major Canadian cities in July due to falling property prices and lower mortgage rates.",
    "prose": "RateHub reported on 2026-07-15 that residential affordability improved in July in 10 of 13 major Canadian cities. [^1]\n\nUS President Donald Trump imposed 50% tariffs on a wide range of Canadian goods as part of a new trade war against the US's second-biggest trading partner. [^2]\n\nThe Bank of Canada announced on Wednesday morning that it maintained its benchmark interest rate at 2.25%. [^3]\n\nIn Montreal, the annual income required to purchase a property dropped by 1,480 dollars to 128,160 dollars. [^4]\n\nBank of America economist Carlos Capistran said in a Tuesday note that the BoC is expected to keep rates on hold, citing trade uncertainty and core inflation at the 2% target. [^5]\n\nGoldman Sachs forecast in an Aug. 28 note that Trump's tariffs would create a 0.3 percentage point headwind to Canadian GDP growth and a 0.3 percentage point boost to inflation. [^6]\n\nThe Bank of Canada left its benchmark interest rate unchanged at 2.25% for a sixth consecutive decision in July 2025, down from a recent peak of 5%. [^7]",
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