Bianka Llamas Covarrubias, an academic from the Universidad Panamericana, stated that the federal program to build 1.8 million homes requires a clear methodology specifying locations, conditions, and basic service guarantees. ^[1] According to the government report, 668,000 households have been contracted for the housing program, with 278,000 currently under construction and 90,000 already assigned. ^[2] President Claudia Sheinbaum affirmed during her second government report that the National Institute of Housing for Workers (Infonavit), the Housing Fund of the Institute of Security and Social Services of State Workers (Fovissste), and the National Housing Commission (Conavi) recovered the capacity to build houses. ^[3] The expert called for establishing quality controls to prevent responsible institutions from acting simultaneously as constructors, administrators, and evaluators of their own programs. ^[4] Jiménez Soto identified that the main risk arises when consumers lose sight of the total product cost and focus exclusively on the monthly installment amount. ^[5] Saralicia Jiménez Soto, an academic at the Universidad Panamericana, warned in an interview with El Heraldo Radio that 'months without interest' payment plans do not guarantee a financially sound decision for consumers. ^[6] The expert proposed a practical test where consumers ask themselves if they would buy the item at full cash price to determine if the promotion is influencing the decision excessively. ^[7] The expert stated that the 'months without interest' payment scheme should be used only when the acquired item is a real necessity or an element that increases family wealth. ^[8] At Harvard Business School's MBA program, the general rule is that computers and electronic devices must remain off and stored unless specifically required by the professor for an exercise. ^[9] Hector Zagal argues that using cellphones in class causes mental evaporation and that these devices are a flood of stimuli that education struggles to compete with. ^[10] The author states that while digital tools are here to stay, it is absurd to educate students as if they will live in the past, and schools have a duty to teach them how to verify sources and think critically. ^[11]