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[^1][^2][^5]\n\nPayward Co-CEO David Ripley said that money and markets are converging into a new financial paradigm and that collaborating with SoFi lets them close the gap, with millions of people expected to buy their first cryptoasset inside an app they already use for their paycheck. [^3] SoFi said it will use Payward's Kraken Prime brokerage solution as an additional source of digital asset liquidity, with qualified custody capabilities available as the relationship grows. [^4][^7] Payward will join the SoFi Exchange Network, known as SEN, allowing Kraken's institutional clients to clear and settle U.S. dollar transactions at any time, including outside conventional banking hours. [^6]\n\nSoFi president Kathleen Pierce-Gilmore, a former Visa executive, said in an interview with PYMNTS CEO Karen Webster that her strategy is to serve as the 'AWS of financial solutions,' providing account, payments, lending, money-movement, and fraud/dispute infrastructure to banks, credit unions, and software platforms. 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